ICICI Bank Business Loan.
ICICI Bank Business Loan offers a complete suite of business loan solutions tailored to meet diverse financial needs. From working capital to commercial vehicle financing, construction equipment loans, and customized current accounts, our offerings are designed to help your business thrive.
You can avail of an ICICI Bank Business Loan of up to ₹2 crore with flexible tenures of up to 5 years at competitive interest rates. Eligible ICICI Bank customers can benefit from pre-approved business loans with zero paperwork and fast disbursal times, ensuring convenience and quick access to funds when needed.
Types of ICICI Bank Business Loans & Interest Rates
- Business Instalment Loans: Starting at 13.25% p.a. with an average rate of 16.20% p.a.
- Secured Loans: Competitive rates up to 12.50% p.a. for non-priority sector lending.
- CGTMSE-Backed Loans: Affordable rates up to 13% p.a., empowering MSMEs without collateral.
- Insta Secured Overdraft:
- 11.00% p.a. for amounts up to ₹40 lakh.
- 10.75% p.a. for higher amounts.
- Insta Overdraft for Savings Accounts: Rate at 17% p.a.
ICICI Bank’s business loans come with customized solutions, flexible repayment options, and competitive interest rates to match your financial goals.
Apply now and take your business to the next level with ICICI Bank Business Loans.


ICICI Bank Business Loan Details
Here are the key highlights of ICICI Bank's business loans:
Loan Amount
UP TO 2 Cr
Interest Rate (Min)
16.50%
Purpose
Buisness Expenses
Eligibility Age
21 to 65
Turnover
Min ₹50 lakhs
Repayment Tenure
Highest 48 Months
Loan EMI
Total Intereset
Total Intereset
(Principal + Interest)
Let’s find the best Business loan for you.
- Fast Approval
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