ICICI Bank Business Loan.
ICICI Bank Business Loan offers complete banking solutions for all your financial needs. With our commercial vehicle loans, construction equipment loans, working capital solutions, and customized current accounts, we offer the perfect range of financing options for your commercial needs.
You can avail of an ICICI Bank business loan of up to 2 Cr with a tenure of up to 5 years at competitive interest rates. The bank also provides pre-approved business loans with no paperwork and a quick disbursal time for eligible ICICI Bank customers.
ICICI Bank offers varied interest rates for business loans based on loan type and amount.
- Business Instalment Loan: Starting at 13.25% p.a., with a mean rate of 16.20% p.a. (July–September 2024).
- Secured Loans: Up to 12.50% p.a. for non-priority sector lending.
- CGTMSE-Backed Loans: Up to 13% p.a.
- Insta Secured Overdraft: 11.00% p.a. for amounts up to ₹40 lakh; 10.75% p.a. for higher amounts.
- Insta Overdraft for Savings Accounts: 17% p.a.
Competitive rates tailored to suit your business needs!
ICICI Bank Business Loan Details
Here are the key highlights of ICICI Bank's business loans:
Loan Amount
UP TO 2 Cr
Interest Rate (Min)
16.50%
Purpose
Buisness Expenses
Eligibility Age
21 to 65
Turnover
Min ₹50 lakhs
Repayment Tenure
Highest 48 Months
Loan EMI
Total Intereset
Total Intereset
(Principal + Interest)
Let’s find the best Business loan for you.
- Fast Approval
- Best ROI
- Expert Guidance