Welcome to Growth Money! We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how Growth Money (“we,” “us,” or “our”) collects, uses, and shares your information when you use our website, mobile application, or interact with our services.

Information We Collect

We collect various types of information to provide and enhance our services. This may include:

• Personal Information: Your name, contact details (such as phone numbers, email addresses, mailing addresses), date of birth, gender, contact preferences, authentication data, financial information (credit worthiness data, bank details), and any other information necessary for delivering our services.

• Device Information: Details about the devices you use to access our services, including device identifiers, IP address, browser type, operating system, and network information.

• Usage Data: Information about how you interact with our services, such as the pages you visit, features you use, actions you take, and other usage patterns.

How We Use Your Information

We use the information we collect for various purposes, including:

• Service Provisioning: Facilitating account creation, authentication, and managing our services, including loan-related activities such as application processing, eligibility assessment, and disbursal.

• Communication: Sending administrative and promotional communications, responding to inquiries, providing customer support, and notifying you about important updates or changes to our services.

• Personalization: Tailoring your experience by delivering targeted advertising and personalized content based on your interests, preferences, and interactions with our services.

• Analytics: Analyzing usage data to improve our services, understand trends, measure marketing effectiveness, and enhance user experience.

• Security: Protecting our services, preventing fraud, unauthorized access, and other harmful activities.

• Compliance: Fulfilling legal obligations, including anti-money laundering laws, consumer protection regulations, and data protection laws.

Information Sharing

We may share your information with:

• Service Providers: Third-party service providers, financial institutions, credit bureaus, and partners who assist in delivering our services, subject to confidentiality obligations.

• Business Transfers: In connection with mergers, acquisitions, or reorganizations involving Growth Money, or with affiliates and trusted third parties for advertising purposes.

• Legal Requirements: When required by law, court order, government request, or to protect our rights, property, or safety, or that of others.

Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to enhance your experience on our website and mobile application. By using our services, you consent to the use of these technologies as described in this Privacy Policy.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. We may also retain data for dispute resolution, enforcement of agreements, or audit purposes.

Your Rights

You have the right to:

• Access, Update, and Delete: Access, update, or delete your personal information.

• Withdraw Consent: Withdraw consent for marketing communications.

• Data Portability: Request transfer of your data to another provider.

For any questions about your privacy rights or to exercise your rights, please contact us using the information provided below.

Children’s Privacy

We do not knowingly collect personal information from children under 18 years of age. If you believe that we have collected information from a minor without parental consent, please contact us to delete it.

Updates to Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any material changes through our website, app, or other appropriate channels.

Contact Us

If you have any questions, concerns, or grievances regarding this Privacy Policy or our data practices, please contact:

Plot No. 130B, 3rd Floor, Sewak Park, Metro Pillar No. 783, Dwarka Mor, New Delhi-110059
Phone Numbers: +91-9667908438, +91-9311255950
Email: backend@growthmoney.in